Qonto allows you to receive transfers from most countries in the world, in most currencies, via the SWIFT network (Society for Worldwide Interbank Financial Telecommunication).
What does that mean?
Your US customers can pay you in dollars (USD), and your Japanese partners can pay you in yen (JPY). You can also receive zloty (PLN) sent from Canada, or rupee (INR) sent from Mexico.
Here is the complete list of accepted currencies. In all cases, the amount you receive will be automatically converted into euros.
AED | United Arab Emirates dirham |
AUD | Australian dollar |
BHD | Bahraini dinar |
BGN | Bulgarian lev |
BWP | Botswana pula |
CAD | Canadian dollar |
CHF | Swiss franc |
CNY | Renminbi, Chinese Yuan |
CZK | Czech koruna |
DKK | Danish krone |
DZD | Algerian dinar |
EGP | Egyptian pound |
GBP | Pound sterling |
GHS | Ghanaian cedi |
GNF | Guinean franc |
HKD | Hong Kong dollar |
HRK | Croatian kuna |
HUF | Hungarian forint |
IDR | Indonesian rupiah |
ILS | Israeli Shekel |
INR | Indian rupee |
ISK | Icelandic króna |
JPY | Japanese yen |
KES | Kenyan shilling |
KRW | South Korean won |
KWD | Kuwaiti dinar |
LKR | Sri Lankan rupee |
MAD | Moroccan dirham |
MXN | Mexican peso |
MWK | Malawian kwacha |
MYR | Malaysian ringgit |
NAD | Namibian dollar |
NGN | Nigerian naira |
NOK | Norwegian krone |
NZD | New Zealand dollar |
OMR | Omani rial |
PEN | Peruvian Sol |
PHP | Philippine peso |
PLN | Polish złoty |
QAR | Qatari Riyal |
RON | Romanian leu |
RSD | Serbian dinar |
RUB | Russian Rouble |
SAR | Saudi riyal |
SEK | Swedish krona |
SGD | Singapore dollar |
SZL | Swazi lilangeni |
THB | Thai baht |
TND | Tunisian dinar |
TRY | Turkish lira |
UAH | Ukrainian hryvnia |
UGX | Ugandan shilling |
USD | United States Dollar |
VND | Vietnamese dong |
XOF | West African CFA franc |
XAF | Central African CFA franc |
ZAR | South African rand |
ZMW | Zambian kwacha |
How can I do it?
Similar to receiving a SEPA transfer, you just have to send your Qonto account’s bank details to your international client.
To do this, simply go to the Details & Statements section of your Qonto application. You'll be able to directly download your bank details and send them to your customer abroad.
These bank details are systematically issued in five languages: French, English, Spanish, German & Italian. Your client will find all the information he needs to make the transfer himself or ask his bank to do it for him.
What's the delay?
SWIFT transfers are credited to our customers' accounts within 3 working days (excluding weekends and banking holidays). This timeframe varies depending on the time zone, what time the transfer was sent, and on the issuing currency and bank.
Due to regulations, single non-euro transfers are subject to specific checks depending on the country of origin and on the amount. We may contact you to request additional information before we are able to credit the funds to your account.
Are there any exceptions?
There is indeed a list of countries from which SWIFT transfers are not accepted for legal reasons.
Afghanistan |
Albania |
American Samoa |
Bahrain |
Bahamas |
Bosnia and Herzegovina |
Barbados |
Brunei Darussalam |
Botswana |
Central African Republic |
Cuba |
Eritrea |
Ghana |
Guatemala |
Guam |
Iran, Islamic Republic of |
Iraq |
Iceland |
Jamaica |
Cambodia |
Saint Kitts and Nevis |
Lebanon |
Libya |
Saint Lucia |
Macao |
Marshall Islands |
Myanmar |
Mongolia |
Mauritius |
Namibia |
Nigeria |
Nicaragua |
Niue |
Nauru |
Pakistan |
Panama |
Palau |
Puerto Rico |
Korea, Democratic People's Republic of |
Palestine, State of |
Saudi Arabia |
Sudan |
Somalia |
South Sudan |
Syrian Arab Republic |
Trinidad and Tobago |
Uganda |
Virgin Islands, U.S. |
Samoa |
Kosovo |
Yemen |
Zimbabwe |