Qonto allows you to receive transfers from most countries in the world, in most currencies, via the SWIFT network (Society for Worldwide Interbank Financial Telecommunication).

What does that mean?

Your US customers can pay you in dollars (USD), and your Japanese partners can pay you in yen (JPY). You can also receive zloty (PLN) sent from Canada, or rupee (INR) sent from Mexico.

Here is the complete list of accepted currencies :

👉 Since your account can only be credited in euros, the amount you receive will be automatically converted.

AED

United Arab Emirates dirham

AUD

Australian dollar

BHD

Bahraini dinar

BGN

Bulgarian lev

BWP

Botswana pula

CAD

Canadian dollar

CHF

Swiss franc

CNY

Renminbi, Chinese Yuan

CZK

Czech koruna

DKK

Danish krone

DZD

Algerian dinar

EGP

Egyptian pound

GBP

Pound sterling

GHS

Ghanaian cedi

GNF

Guinean franc

HKD

Hong Kong dollar

HRK

Croatian kuna

HUF

Hungarian forint

IDR

Indonesian rupiah

ILS

Israeli Shekel

INR

Indian rupee

ISK

Icelandic króna

JPY

Japanese yen

KES

Kenyan shilling

KRW

South Korean won

KYD

Cayman Islands Dollar

KWD

Kuwaiti dinar

LKR

Sri Lankan rupee

MAD

Moroccan dirham

MXN

Mexican peso

MWK

Malawian kwacha

MUR

Mauritian Rupee

MYR

Malaysian ringgit

NAD

Namibian dollar

NGN

Nigerian naira

NOK

Norwegian krone

NZD

New Zealand dollar

OMR

Omani rial

PEN

Peruvian Sol

PHP

Philippine peso

PLN

Polish złoty

QAR

Qatari Riyal

RON

Romanian leu

RSD

Serbian dinar

RUB

Russian Rouble

SAR

Saudi riyal

SEK

Swedish krona

SGD

Singapore dollar

SZL

Swazi lilangeni

THB

Thai baht

TND

Tunisian dinar

TRY

Turkish lira

UAH

Ukrainian hryvnia

UGX

Ugandan shilling

USD

United States Dollar

VND

Vietnamese dong

XOF

West African CFA franc

XAF

Central African CFA franc

ZAR

South African rand

ZMW

Zambian kwacha

How can I do it?

Similar to receiving a SEPA transfer, you just have to send your Qonto account’s bank details to your international client.

To do this, simply go to the Details & Statements section of your Qonto application. You'll be able to directly download your bank details and send them to your customer abroad.

These bank details are systematically issued in five languages: French, English, Spanish, German & Italian. Your client will find all the information he needs to make the transfer himself or ask his bank to do it for him.

What's the delay?

SWIFT transfers are credited to our customers' accounts within 3 working days (excluding weekends and banking holidays). This timeframe varies depending on the time zone, what time the transfer was sent, and on the issuing currency and bank.

Due to regulations, single non-euro transfers are subject to specific checks depending on the country of origin and on the amount. We may contact you to request additional information before we are able to credit the funds to your account.

Are there any exceptions?

There is indeed a list of countries from which SWIFT transfers are not accepted for legal reasons.

👉 If a transfer comes from one of these sensitive countries, it will be returned to the issuing bank within 5 working days.

Afghanistan

Albania

Anguilla

Bahamas

Bahrain

Barbados

Bosnia and Herzegovina

Botswana

Brunei Darussalam

Burkina Faso

Cambodia

Cayman Islands

Central African Republic

Cuba

Dominican Republic

Eritrea

Ghana

Guatemala

Guam

Haiti

Iceland

Islamic Republic of Iran

Iraq

Jamaica

Democratic People's Republic of Korea (North Korea)

Kosovo

Lebanon

Libya

Macao

Marocco

Marshall Islands

Myanmar

Mongolia

Mauritius

Namibia

Nauru

Nigeria

Nicaragua

Niue

Oman

Pakistan

Palau

Panama

Philippines Islands

Puerto Rico

Palestine

Saint Kitts and Nevis

Saint Lucia

American Samoa

Samoa Islands

Senegal

Somalia

South Sudan

Sudan

Syrian Arab Republic

Trinidad and Tobago

Uganda

Virgin Islands, U.S.

Vanuatu Islands

Yemen

Zimbabwe

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