Qonto allows you to receive transfers from most countries in the world, in most currencies, via the SWIFT network (Society for Worldwide Interbank Financial Telecommunication).

What does that mean? 🤔

Your US customers can pay you in dollars (USD), and your Japanese partners can pay you in yen (JPY). You can also receive zloty (PLN) sent from Canada, or rupee (INR) sent from Mexico, and of course euros !

👉 See below In which currencies and from which countries ?

What's the receiving time? ⏱

SWIFT transfers are credited to our customers' accounts within 5 business days (excluding weekends and banking holidays). This time frame varies depending on the time zone, the creation time of the transfer, the issuing currency and bank.

Due to regulations, single non-euro transfers are subject to specific checks depending on the country of origin and on the amount. We may contact you to request additional information before we are able to credit the funds to your account.

How does it work? 🤓

Similar to receiving a SEPA transfer, you just have to send your Qonto account’s bank details to your international client.

To do this, simply go to the History section, then click on Account details. You'll be able to directly download your bank details and send them to your customer abroad.

  • IBAN: FR7616958000 ...

  • BIC: QNTOFRP1XXX

These bank details are systematically issued in five languages: French, English, Spanish, German & Italian. Your client will find all the information he needs to make the transfer himself or ask his bank to do it for him.

In which currencies and from which countries ?

We are not yet able to receive all world currencies. 💸

We strive to offer the most popular currencies in the world, but we still have some limitations. However, our services are evolving rapidly so if a currency is not on the list, do not hesitate to let us know, we will report your need to our Product team.

👉 Even if we handle the reception of transfers in all the currencies listed below, please note that your Qonto account can only receive funds in euros. Amounts received in foreign currencies are automatically converted to credit your account.

For more information: How much does receiving a SWIFT transfer cost?

List of accepted currencies ✅ (incoming SWIFT transfers)

AED

United Arab Emirates dirham

AUD

Australian dollar

BGN

Bulgarian lev

CAD

Canadian dollar

CHF

Swiss franc

CNY

Renminbi, Chinese Yuan

CZK

Czech koruna

DKK

Danish krone

EUR

Euro

GBP

Pound sterling

GHS

Ghanaian cedi

HKD

Hong Kong dollar

HRK

Croatian kuna

HUF

Hungarian forint

ILS

Israeli Shekel

JPY

Japanese yen

KWD

Kuwaiti dinar

MXN

Mexican peso

NOK

Norwegian krone

NZD

New Zealand dollar

OMR

Omani rial

PEN

Peruvian Sol

PLN

Polish złoty

RON

Romanian leu

RSD

Serbian dinar

SAR

Saudi riyal

SEK

Swedish krona

SGD

Singapore dollar

TRY

Turkish lira

USD

United States Dollar

ZAR

South African rand

ZMW

Zambian kwacha


List of unaccepted countries ❌ (incoming SWIFT transfers)

In addition, there is a list of countries from which SWIFT transfers are not accepted for legal reasons.

👉 If a transfer comes from one of these sensitive countries, it will be returned to the issuing bank within 5 business days.

Afghanistan

Azerbaïdjan

Bahamas

Belarus

Botswana

Burundi

Cambodia

Cayman Islands

Central African Republic

Congo

Crimea

Cuba

Democratic People's Republic of Korea (North Korea)

Democratic Republic of the Congo

Donetsk

Eritrea

Ghana

Iraq

Islamic Republic of Iran

Libya

Luhansk People’s Republics

Macao

Mongolia

Myanmar

Nauru

Nicaragua

Pakistan

Palau

Palestine, State of

Panama

Philippines

Russia

Saint Kitts and Nevis

Somalia

South Sudan

Sudan

Syrian Arab Republic

Tchad

Trinidad and Tobago

Uganda

Vanuatu

Venezuela

Virgin Islands, British

Virgin Islands, U.S.

Yemen

Zimbabwe

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