Qonto allows you to receive transfers from most countries in the world, in most currencies, via the SWIFT network (Society for Worldwide Interbank Financial Telecommunication).

What does that mean? 🤔

Your US customers can pay you in dollars (USD), and your Japanese partners can pay you in yen (JPY). You can also receive zloty (PLN) sent from Canada, or rupee (INR) sent from Mexico.

How can I do it? 🤓

Similar to receiving a SEPA transfer, you just have to send your Qonto account’s bank details to your international client.

To do this, simply go to the Details & Statements section of your Qonto application. You'll be able to directly download your bank details and send them to your customer abroad.

These bank details are systematically issued in five languages: French, English, Spanish, German & Italian. Your client will find all the information he needs to make the transfer himself or ask his bank to do it for him.

  • IBAN: FR7616958000 ...

  • BIC: QNTOFRP1XXX

However, Qonto is still a young actor in the SWIFT market, and it may happen that some banks are unable to locate us.

To avoid this, we advise you to include the mention of the BIC SWIFT of our intermediary partner bank:

  • BIC Intermediary Bank: BNPAFRPP

With this additional data, the funds will easily get on your Qonto account.

☝️ BNP should not replace your Qonto contact details. The BNP BIC must be entered in the "intermediary bank" field.

What's the delay?

SWIFT transfers are credited to our customers' accounts within 5 business days (excluding weekends and banking holidays). This timeframe varies depending on the time zone, the creation time of the transfer, the issuing currency and bank.

Due to regulations, single non-euro transfers are subject to specific checks depending on the country of origin and on the amount. We may contact you to request additional information before we are able to credit the funds to your account.

In which currencies and from which countries ?

We are not yet able to receive all world currencies. 💸

We strive to offer the most popular currencies in the world, but we still have some limitations. However, our services are evolving rapidly so if a currency is not on the list, do not hesitate to let us know, we will report your need to our Product team.

👉 Your Qonto account can only receive funds in euros. Amounts received in foreign currencies are automatically converted to credit your account.

List of accepted currencies (incoming SWIFT transfers)

AED

United Arab Emirates dirham

AUD

Australian dollar

BGN

Bulgarian lev

BWP

Botswana pula

CAD

Canadian dollar

CHF

Swiss franc

CNY

Renminbi, Chinese Yuan

CZK

Czech koruna

DKK

Danish krone

DZD

Algerian dinar

EGP

Egyptian pound

EUR

Euro

GBP

Pound sterling

GHS

Ghanaian cedi

GNF

Guinean franc

HKD

Hong Kong dollar

HRK

Croatian kuna

HUF

Hungarian forint

IDR

Indonesian rupiah

ILS

Israeli Shekel

INR

Indian rupee

ISK

Icelandic króna

JPY

Japanese yen

KES

Kenyan shilling

KRW

South Korean won

KWD

Kuwaiti dinar

KYD

Cayman Islands Dollar

LKR

Sri Lankan rupee

MAD

Moroccan dirham

MWK

Malawian kwacha

MXN

Mexican peso

MYR

Malaysian ringgit

NAD

Namibian dollar

NGN

Nigerian naira

NOK

Norwegian krone

NZD

New Zealand dollar

OMR

Omani rial

PEN

Peruvian Sol

PHP

Philippine peso

PLN

Polish złoty

RON

Romanian leu

RSD

Serbian dinar

RUB

Russian Rouble

SAR

Saudi riyal

SEK

Swedish krona

SGD

Singapore dollar

SZL

Swazi lilangeni

TRY

Turkish lira

UAH

Ukrainian hryvnia

UGX

Ugandan shilling

USD

United States Dollar

VND

Vietnamese dong

XAF

Central African CFA franc

XOF

West African CFA franc

ZAR

South African rand

ZMW

Zambian kwacha


List of unaccepted countries (incoming SWIFT transfers)

In addition, there is a list of countries from which SWIFT transfers are not accepted for legal reasons.

👉 If a transfer comes from one of these sensitive countries, it will be returned to the issuing bank within 5 business days.

Afghanistan

Bahamas

Botswana

Cambodia

Cayman Islands

Central African Republic

Cuba

Democratic People's Republic of Korea (North Korea)

Eritrea

Ghana

Iraq

Islamic Republic of Iran

Libya

Macao

Mongolia

Myanmar

Nauru

Nicaragua

Pakistan

Palau

Palestine, State of

Panama

Saint Kitts and Nevis

Somalia

South Sudan

Sudan

Syrian Arab Republic

Trinidad and Tobago

Uganda

Vanuatu

Virgin Islands, British

Virgin Islands, U.S.

Yemen

Zimbabwe

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