How to deposit a check?
Updated over a week ago

🇫🇷 Check cashing is available exclusively in euros for the French market

How to deposit a check on your desktop application?

  1. Access your Qonto account

  2. Click on the Business Account section, then on Check deposit

  3. You will need to activate the FNCI mandate in order to complete the deposit.
    You can click here to read our article dedicated to this subject.

  4. Fill in the check information

  5. If the FNCI result of your check is:

    • Positive: you can confirm your deposit and follow step 6.

    • Irregular check: we recommend that you abandon the deposit. If you confirm it and we receive your cheque, it will be rejected.

  6. Send us your check by mail within 2 weeks to the address that appears on your screen. If we do not receive the check in time, we won’t be able to register the transaction.

How to deposit a check on your mobile application?

  1. Open the check section in the Menu tab

  2. Click on Check deposit and follow the instructions

  3. You will need to activate the FNCI mandate in order to complete the deposit.
    You can click here to read our article dedicated to this subject.

  4. Fill in the check information

  5. If the FNCI result of your check is:

    • Positive: you can confirm your deposit and follow step 6.

    • Irregular check: we recommend that you abandon the deposit. If you confirm it and we receive your cheque, it will be rejected.

  6. Send us your check by mail within 2 weeks to the address that appears on your screen. If we do not receive the check in time, we won’t be able to register the transaction.

Note: You need to endorse (sign on the back) a check to deposit it.

The amount collected by check cannot exceed €30,000 per 30 running days, within the limit of €15,000 per single check. Checks must be made out to the legal company name (therefore, make sure it matches the name on your Qonto account).

You can also read our articles below to learn more:

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