With your Qonto account, you can manage your card settings in a few clicks!
Go to the 'Cards' section located on the left of your Qonto homepage. When you select a physical card, its settings appear in a new tab on the right and you can start customizing them: set monthly or day limits, transaction limit, enable or disable ATM withdrawals, manage online payments, payments abroad and NFC options as well.
👉This customization works also for virtual cards.
Please note that only admins and primary owners can manage card settings.
💡If you have set up Strong Customer Authentication on your account, you will receive a confirmation request on your associated phone.
Can I make contactless payments with my Qonto card?
All physical Qonto cards include Near Field Communication (NFC) technology. This technology allows you to make contactless payments.
Whether you have a One, Plus or X card, you can pay up to €50 without having to tap your PIN code to confirm a transaction, so you can save time at the checkout. All you have to do is bring your card within 3 cm of the payment terminal.
Please note that contactless payments can be enabled or disabled by an account Admin in the card settings section.
What are the limits?
For security reasons, some limitations apply regarding NFC payments:
all payment above €50 will be automatically rejected (above €25 in Italy)
☝️ Good to know: This limit increased to €50. This is the maximum amount set by the Payment Services Directive (PSD). Please note that you don't have to replace your Qonto card in order to update this limit.
you can pay up to €150 consecutively via contactless (NFC)
Beyond this amount, you will be asked to tap your PIN code to reset the limit.