At Qonto, we're committed to making our pricing as clear and transparent as possible. If you want to learn more about your fees, you're in the right place!
We offer two billing options:
Monthly Billing: You can pay your fees every month with no long-term commitment.
Annual Payment: Pay for a full year upfront with a 12-month commitment. This option lets you save up to 2 months' worth of fees compared to the monthly billing. It's like getting a discount for your commitment! 🎉
What are the subscription fees?
For existing companies (exclusive of taxes) :
| Basic | Smart | Premium | Essential | Business | Enterprise |
Monthly | €11 | €23 | €45 | €34 | €119 | €299 |
Annual | €9 | €19 | €39 | €29 | €99 | €249 |
% Discount (on Annual) | 18% | 17% | 13% | 15% | 17% | 17% |
For companies creation with capital deposit (exclusive of taxes):
🇫🇷 FRANCE | Basic | Smart | Founders |
Monthly | €69* + €11 | €69* + €23 | €69* + €34 |
Annual | €169 | €289 | €399 |
% Discount (on Annual) | 16% | 16% | 16% |
*€69 is the capital deposit fee for monthly commitment plans (it is only billed once)
Only applicable for Spanish customers :
🇪🇸 SPAIN | Basic | Smart | Founders |
Annual | €115 | €225 | €335 |
☝️ Good to know: Not sure which one to pick yet?
For your monthly subscription: Qonto gives you a 30-day free trial with no commitment required.
For your annual subscription : Qonto also offers you a 30-day free trial before charging your annual fees.
What are the additional fees?
At Qonto, there are no transaction fees on top of your subscription cost.
Any fees beyond your subscription cover actions such as ordering physical or virtual cards, making SEPA or SWIFT transfers, depositing checks, or adding team members.
To find out which actions are included in your monthly plan, click here.
And if you're curious about how these additional fees are calculated, you can read all about it in this article.
✌️ Good news! Certain special operations are now part of your monthly plan! By special operations, we mean:
Confirmation letters
Handling non-sufficient funds or rejected checks
Managing irregularities
Returning funds due to an issue with a foreign currency transfer
We're here to make your financial experience as smooth as possible!
How can I access the details of my current subscription?
You can get additional information about all Qonto fees by simply clicking on a transaction in your history.
And if you'd like to see the details of your charges for the current month, just head over to Settings & Tools > Account settings > Price plan details.
👉 Check out this article for a better understanding of how billing works.