For fast and simple financing, you can now obtain loans from Qonto! To learn more about our offers, don't hesitate to read our article on the topic.
Want to take advantage of our offers? The first step is to verify whether your company and your project meet the eligibility criteria for the partnership:
Income flow of more than €100,000 over the last 12 calendar months on the Qonto account (except between sub-accounts of the same company).
You should be a Qonto customer for at least 12 months. The start date is determined by the day you signed your contract.
Your company is a société commerciale or a société civile immobilière (SCI). We accept any of the following company structures: SAS, SASU, SA, SARL, one-person SARL, EURL and SCI.
The headquarters of your company is located in Metropolitan France. Companies based in French overseas territories or in Monaco are not accepted at this time.
Your company NACE code is not among the ones listed at the bottom of the page.
The shareholders of the company have not undergone a court-ordered liquidation within the last five years.
Based on these criteria, two situations are possible:
If you are unable to meet the above conditions, your company is, unfortunately, not eligible to receive our loan offer for the time being. Our partnership with October is the first building block of our financing offer. We are currently working to develop this service and may be offering additional solutions in the future.
If you meet all of the above conditions, you should be able to apply for a loan from your application. To do so, go to your web application, click on the name of your application at the top left of your screen, then on Financing in the drop-down menu. If you're not seeing the menu, the feature might not have been rolled-out on your account yet. Don't hesitate to reach our to our customer support team to learn more.
Warning: Do not borrow beyond your repayment capacity.
Complete list of NACE codes not eligible to receive the loan offer with October:
1 Crop and animal production, hunting and related service activities
2 Silviculture and other forestry activities
3 Fishing and aquaculture
5 Mining of coal and lignite
6 Extraction of crude petroleum and natural gas
1101 Distilling, rectifying and blending of spirits
12 Manufacture of tobacco products
142 Manufacture of articles of fur
19 Manufacture of coke and refined petroleum products
2051 Manufacture of explosives
2446 Processing of nuclear fuel
254 Manufacture of weapons and ammunition
304 Manufacture of military fighting vehicles
4635 Wholesale of tobacco products
4725 Retail sale of beverages in specialized stores
4726 Retail sale of tobacco products in specialized stores
478 Retail sale via stalls and markets
5122 Space transport
641 Monetary intermediation
643 Trusts, funds and similar financial entities
649 Other financial service activities, except insurance and pension funding
6611 Administration of financial markets
6612 Security and commodity contracts brokerage
6630 Fund management activities
84 Public administration and defense; compulsory social security
92 Gambling and betting activities
94 Activities of membership organizations
99 Activities of extraterritorial organizations and bodies