💡 June 2021 update: We had to suspend temporarily the PGE offer, while we wait for its official renewal by the Government. We'll keep you informed as soon as it's available again.

First things first: be sure to verify that you are eligible for our loan offer. You will find all the information you need in this article.

In order to provide you the best possible experience, we will be opening access to this feature gradually over the coming weeks. If you meet the criteria, you will be able to submit your application very soon!

Through our partnership with October, the European loan platform for SMEs, we currently offer you two types of loans: classic loans and State guaranteed loans (PGE). Continue reading below for more details on each of the two loan types.

☝️ You can also benefit from our factoring offer, thanks to our partnership with Edebex. To learn more about it, visit your Connect section within your web app or have a look at this page.

Warning: Do not borrow beyond your repayment capacity.

Info

Classic loan

PGE

Loan amount

Between €15,000 and €30,000

Between €15,000 and €30,000

Rate

Starting from 6.5%

Starting from 2% for the first 12 months, then up to 4.91%

Loan period

24 months

Up to 6 years with a 1-year grace period

Other fees

Application fees: up to 3% of the loan amount. They are debited from the amount collected automatically when the funds are released. These fees cover the costs of the financial analysis, processing of documents, introduction to individual investors, etc.

Management fees: up to 0.5% per year of the loan amount. This commission is paid with the monthly repayments and is associated with managing repayment schedules (debit, transfer to individual lenders, etc.)

Application fees: up to 1% of the loan amount, with a maximum of €1,000.

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