An attribution seizure (SA) is a legal document received through a bailiff following a judgment when a creditor claims you owe them money.
What does Qonto do when an attribution seizure is received?
As soon as Qonto receives such a document from a bailiff, we are legally required to seize the requested amount from your Qonto accounts. This amount is isolated in an internal account at Qonto for a period of 30 days, giving you time to give your consent or contest the operation.
The bailiff then has 8 days from the delivery of the document to inform you of the seizure.
💡 The isolated amount takes into account your right to Solde bancaire insaisisable if you are eligible.
The fees for attribution seizures are fixed and amount to €100.
How to release this amount?
You have several options:
✅ Do you consent to this seizure?
You can give your consent directly to the bailiff so that they can inform us and we can transfer the funds.
❌ Do you contest this seizure?
You can file an appeal with the competent court and inform the bailiff.
You can also contest the seizure with the bailiff to find another resolution method.
If your challenge is successful, the bailiff must provide us with a partial or total release to unblock the funds.
If you have not contacted the bailiff within this 30-day period, they may then send us a new document called a "non-contestation" so that the isolated amount is transferred to them.
👆Good to know: This is a one-time action. There will be no further seizure on your account unless we receive a new document. You can therefore replenish your Qonto account now if you wish!