Qonto also offers business accounts for the legal form of Gesellschaft bürgerlichen Rechts (GbR) in Germany.
General requirements
Qonto accepts an account opening only for GbRs in Germany, which are founded for business purposes and whose partners are exclusively natural persons.
The GbR must be registered with the Trade Licensing Office and have a tax number.
👆Please note that the account opening procedure differs depending on whether the partners of the GbR have agreed on joint representation or single representation.
Opening an account for a GbR with joint management
What information & documents are needed?
You need the business registration for the company, the company data with tax number and the data of the partners.
All partners need a valid proof of identity from an EU country, an EFTA country (Norway, Lichtenstein, Iceland, Switzerland) or a machine-readable valid German residence permit.
All partners of the GbR have to legitimize themselves via video identification with IDnow.
For more information on the proofs of identity accepted by Qonto, please click here:
👆Joint representation means that all partners of the GbR can take actions for the company only with joint consent.
This is the case if there is either no partnership agreement or joint representation has been agreed in the partnership agreement in the section "Management and representation".
How does the account opening work?
Click here to start the account opening process for a GbR with Qonto.
Enter GbR as the legal form
Confirm your e-mail address for registration
Enter the details of the company
Upload the business registration for the company
Select joint representation as the form of representation for the company
After successful identification with IDnow, enter details of the partners.
Select the price plan and digitally confirm the contract with Qonto (Olinda SAS).
After that all partners of the GBR will receive a link to the video identification with IDnow. This is available in English and German.
You will now receive your welcome email, you can already log in to your account and communicate your new IBAN to your business partners.
Our team will check your data and documents and confirm the final account activation
Done! 🚀 Your account opening is now complete and your Qonto account is fully operational.
👆 As a first step, we recommend that you order Qonto cards and add more users to the account.
Account opening for a GbR with single management
What information & documents are needed?
You need the business registration for the company, the company data with tax number, your partnership agreement (GbR contract) and the data of the partners.
The person opening the account as account holder:in needs a valid proof of identity from an EU country, an EFTA country (Norway, Lichtenstein, Iceland, Switzerland) or a machine-readable valid German residence permit.
The person opening the account as account holder:in must legitimize himself/herself by video identification with IDnow.
For more information on the proofs of identity accepted by Qonto, please click here:
👆Single representation means that all partners of the GbR can take actions for the company individually without the consent of the other partners.
This is the case if individual representation has been agreed in the partnership agreement in the section "Management and representation".
How does the account opening work?
Click here to start the account opening process for a GbR with Qonto.
Enter GbR as the legal form
Confirm your e-mail address for registration
Enter the details of the company and the partners of the partnership under civil law (GbR)
Upload the business registration for the company
Select single representation as the form of representation for the company
Upload the partnership agreement of the GbR
After that, the partner who opens the account will receive a link to the video identification with IDnow.
After successful identification with IDnow, select the price plan and digitally confirm the contract with Qonto (Olinda SAS).
You will now receive your welcome e-mail, you can already log in to your account and communicate your new IBAN to your business partners.
Our team will check your data and documents and confirm the final account activation.
Done! 🚀 Your account opening is now complete and your Qonto account is fully operational.
👆 As a first step, we recommend adding the other GbR partners as users to the account and ordering the first Qonto card.
⚠️Important: Please make sure that all documents are uploaded in sufficient quality (resolution, readability, completeness). We recommend that you take photos with a smartphone camera, keeping the following in mind:
✅ DOs | ❌ DONTs |
High quality/resolution | Blurry/pixelated |
Indirect and sufficient room lightingndirekte und ausreichende Zimmerbeleuchtung | Light reflections (e.g. from scanner or flash light) |
All edges and corners visible | Missing pages |
Fully recognizable and readable information | Screenshots or photos from secondary screens |