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What is a deposit certificate?
Updated over a week ago

What kind of document is a deposit certificate?

The deposit certificate is a document that certifies the cash contributions deposited when a company is incorporated.

With Qonto you can get your certificate of deposit :

  • In digital format 💻 within 12 business hours (downloadable from your Qonto interface)

  • In paper format ✉️ within 5 working days to the personal address of the account owner

This document is necessary for the registration of your company on the Guichet unique website.

What information is mentioned on the deposit certificate?

The certificate of deposit of funds, in order to be valid, must contain the following mandatory information:

  • The name of the company

  • The legal form of the company

  • The address of the registered office of the company

  • The identity and distributions of the cash contributors

  • The validity period of the certificate (6 months from the date of signature by the notary)

⚠️ The signature date of the bylaws must be after the signature date of the certificate.

Why the deposit certificate is not certifying my full capital amount?

The deposit certificate only mentions the cash contributions made by each partner at the time of incorporation.
In-kind contributors (property, premises, etc.) are mentioned in the bylaws.

💡 The certificate of deposit of funds should not be confused with the list of subscribers.

What is the list of subscribers?

The list of subscribers is a mandatory document for the registration of an SAS/SASU. It is not required for SARL/EURL.

It lists the shareholders who make contributions to the capital, the nature of the contributions (in cash or in kind), the amounts of these contributions, and the number of shares received in return.

This document is not provided by Qonto. It is a document related to your articles of association and is typically provided by the drafter of the articles.
You will find an example template attached to this article

⚠️ Be careful! A deposit certificate is not the same as a bank guarantee certificate. Qonto does not issue a bank certificate, as Qonto is not a bank but a payment institution, and the certificate is/will be signed by a partner notary.

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