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How to proceed to a partial release of your capital ?
Updated over a week ago

How does partial release work?

When depositing capital, Qonto offers you the choice of depositing all or part of your capital.

ℹ️ Please note that partial release and variable capital are not compatible.

Here are the steps you need to take:

  • Prepare your bylaws, clearly indicating the amount you wish to liberate at the subscription of the capital deposit (as well as the breakdown of capital by associates).

  • Once you have obtained your deposit certificate, you can proceed to register your company via the guichet unique.

  • Once your company has been registered, you have 5 years to deposit the remainder of your capital in your company’s account.

More information about the 5 years delay

In the case of a partial release, the maximum legal period for proceeding to your full release is 5 years from the anniversary date of your capital deposit (registration).

💡 You have the option of liberating the capital in several parts within this 5-year period. There is no limit to the number of times and parts you can proceed to deposit.

We also invite you to find out about the conditions for qualifying for the reduced rate of corporation tax.

See the following link for more information: b) al.2 of article 219 du code général des impôts

The amount of the partial release varies depending on the legal form of the company:


The associates are obliged to deposit at least a minimum of 20% of the total amount of cash contributions at subscription.


The partners have to deposit at least 50% of the total amount of cash contributions at subscription.


There is no minimum amount to be paid up at the at subscription. The customer is free to choose the amount.


Partial payment is not possible for these legal forms

The initial amount deposited and its distribution amongst the associates must be specified in your bylaws.

Example of breakdown: If your company has 2 partners 👥, share capital of 1000 EUR, 50% deposited, i.e. 500 EUR (SAS) on formation. You will need to indicate the breakdown in partially released capital (EUR per associate):

  • Partner 1 👨 → to deposit 340 EUR (out of 500 EUR).

  • Partner 2 🧔‍♀️ → to deposit 160 EUR (out of 500 EUR).

Conditions for releasing the remainder of your capital with Qonto

  • The issue of a deposit certificate is reserved for customers creating a company with Qonto.

  • If you did not make your initial capital deposit with our services, don't worry, you can still release the remainder of your capital with Qonto. However, you will not receive a certificate of deposit for this transaction.

  • All you have to do is transfer the funds to your Qonto account with a clear label. Your account statement will then serve as proof of your release.

💡 The capital increase offered at Qonto is not available to partially released customers until the capital has been fully released.

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