You know other businesses who could use a boost? Refer them to Qonto, and pass on the power of simple finance management. For each successful referral, you and your referee will both earn 80€.

Who is eligible to the referral program?

All customers with an active account are eligible to refer other businesses to Qonto.

Please note that only non-existing companies at Qonto are eligible to participate in the referral program. To have access to the reward, the new client must register through a referral link. Important: Make sure to use the referral link.

If the new account is created directly from the Qonto website, no reward will be applicable

⚠️ Qonto may decide at any moment to cancel the distribution of the reward in case notably of abuse of the program and/or breach in our terms of use. For more information, consult our terms and conditions document.

What is the amount of the referral reward?

Currently, the referral reward is set to 80€ for both the referrer and the referee.

💡 Be aware that the reward credited to your account will always be the amount effective at the time of the registration of the referee (not necessarily the amount that was effective at the time the referral was made).

How do I share my referral link?

From the web app

  1. Log into your Qonto account and click on Recommend Qonto, under Settings & Tools.

  2. From the page that opens, you can share your referral link:

    1. Manually: click on “copy referral link” and paste it where you want to share it.

    2. Automatically: add your contacts’ e-mail addresses under “send an invitation via e-mail”. Then press “send” to generate a preset message to refer them to Qonto.

From the mobile app

  1. From your iOS or Android mobile app click on the “More” button at the bottom right of the screen.

  2. On the page that appears, click on “Recommend Qonto” to access your referral page.

  3. Finally click on “Share link” to send your referral link over through your favorite social media, messages, e-mail or just copy-paste the link manually.

How do I collect my referral reward?

If I have been referred to Qonto:

  • Open your Qonto account through the referral link that was shared with you

  • Make sure you order a physical card

  • Make a settled transaction with your physical card for an amount of 50€ or more (you can make either one or several transactions, in store or online)

  • That’s all! Your reward will be automatically credited to your account within a maximum of 7 (business) days following the validation of your referral.

☝️ Not all card transactions are eligible for receiving the reward. For instance, the following card transactions are excluded from the referral program:

  • Cash withdrawals

  • All card transactions that involve the transfer of funds (e.g. gift card purchases, money orders, prepaid card purchases, crypto-currency purchases, traveler's checks, bank accounts top-up)

  • All card transactions in restaurants, liquor stores or tobacco shops

  • Betting, casinos and other games.

If I have referred someone to Qonto:

Your reward will be automatically credited to your account within a maximum of 7 (business) days after the company you referred completes the steps described above.

💡 TIP: When a company signs up to Qonto through your referral link, you will be able to track the referral status on the Qonto Web app or on the iOS or Android apps:

  • On web: once your referee signs up, go to the referral page and you will see a righthand sidebar where their referral status can be tracked

  • On mobile: once your referee signs up, go to the referral page and click on the “Received and Pending” section to see the status of your referral. you will see a button “Track your referrals”. You can click on that button to view the status of your referral.

Your referral has two possible statuses:

  • Earned: your referee has completed all of the required steps and both of you have claimed the reward

  • Pending: your referee has signed up but has not completed all of the required steps for both of you to claim the reward

Did this answer your question?