There's nothing easier than processing a transfer!

How to make a transfer?

You can make a transfer from your web or mobile app.

💻 On your web app:

  • Enter the Transfers section and click on Create transfer:

  • Start by adding a reference and the amount of the transfer.

  • Then type in your beneficiary's information (entire name, bank details, etc.). Just to let you know: we'll remember this beneficiary so you won't have to go through this again for him/her.

  • We recommend that you add a note and an attachment such as an invoice to make your accountant's work easier.

  • You can finally confirm the transfer!

📲 On your mobile app:

  • Enter the Transfers section and click on the purple icon at the top right corner of your screen.

  • Either select an existing beneficiary from your list, or add a new beneficiary by clicking on Add a new beneficiary.

  • If you're adding a new beneficiary, add its details.

  • Add your transfer information. We recommend you to add an attachment or a note.

  • Confirm the operation.

Transfers between Qonto accounts are not deducted from your plan, and credited instantly! All you need to do is follow the same procedure as for a traditional transfer, by filling in the bank account details (IBAN) of your beneficiary.

📆 Schedule a transfer or set recurring transfers

You can also schedule a transfer for a later date and even set recurring transfers (to pay the rent of your office for example).

Here's the process:

  • Go to your 'Payments' section

  • Click on the 'Create transfer' on the top right corner to create a new transfer

  • When completing the transfer details, tick the 'Schedule or repeat transfer' box

  • Then you can choose a later date for your transfer, and a frequency if you want to make it recurring

  • Fill in the rest of the form as you would do for any other transfer and submit!

☝️ Tip: To save time on your SEPA transfers, use the link qonto.new in the search bar of your web browser. You will be taken directly to the SEPA transfers page.


💡If you have set up Strong Customer Authentication on your account, you will receive a confirmation request on your associated phone.

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