There's nothing easier than processing a transfer!

How to make a transfer?

You can make a transfer from your web or mobile app.

💻 On your web app:

  • Enter the Transfers section and click on Create transfer:

  • Start by adding a reference and the amount of the transfer.

  • Then type in your beneficiary's information (entire name, bank details, VAT rate, associated labels, etc.). Just to let you know: we'll remember this beneficiary so you won't have to go through this again for him/her.

  • We recommend that you add a note and an attachment such as an invoice to make your accountant's work easier.

  • You can finally confirm the transfer!

☝️ Good to know : In order to save time, you can settle your VAT rate and associated label for every single beneficiary, by clicking on Accountability, then Suppliers.
Once it's done, you don't need to think about anymore! You will find already filled-in the dedicated fields with the information, when you will create a new transfer while you are making it.

📲 On your mobile app:

  • Enter the Transfers section and click on the purple icon at the top right corner of your screen.

  • Either select an existing beneficiary from your list, or add a new beneficiary by clicking on Add a new beneficiary.

  • If you're adding a new beneficiary, add its details.

  • Add your transfer information. We recommend you to add an attachment or a note.

  • Confirm the operation.

Transfers between Qonto accounts are not deducted from your plan, and credited instantly! All you need to do is follow the same procedure as for a traditional transfer, by filling in the bank account details (IBAN) of your beneficiary.

📆 Schedule a transfer or set recurring transfers

You can also schedule a transfer for a later date and even set recurring transfers (to pay the rent of your office for example).

Here's the process:

  • Go to your 'Payments' section

  • Click on the 'Create transfer' on the top right corner to create a new transfer

  • When completing the transfer details, tick the 'Schedule or repeat transfer' box

  • Then you can choose a later date for your transfer, and a frequency if you want to make it recurring

  • Fill in the rest of the form as you would do for any other transfer and submit!

☝️ Tip: To save time on your SEPA transfers, use the link qonto.new in the search bar of your web browser. You will be taken directly to the SEPA transfers page.


💡If you have set up Strong Customer Authentication on your account, you will receive a confirmation request on your associated phone.

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