With Qonto, transfers are usually received within 24/48 business hours after they've been sent.

Sending date depends on the type of transfer you're making:

  • Euro SEPA transfers made before 10:40 AM are sent the same day (business day)

  • Euro SEPA transfers made after 10:40 AM are sent the following business day

  • Non-euro SWIFT transfers are sent within 5 business days

Please make sure that you have a sufficient balance to process your transfer to avoid any rejected transfers.

If your account has been debited but your beneficiary hasn't received their money after 3 business days, please get in touch with our Customer Support Team who will be happy to give a hand.

☝️ Did you know?

  • Transfers between Qonto accounts are instant ! ⚡️

  • Once your transfer has been sent, you can download a proof of payment. 📄

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