At Qonto, we are using Strong Customer Authentication system for an even more secure account. That's why you need to pair your phone with your Qonto account. It will allow you to confirm both your actions and your identity in just a click.

How does it work?

Make sure the phone you use for this action is yours, because it will be the one you'll receive confirmation notifications on for your future actions. You can pair only one phone per profile.

  1. Go to your Qonto mobile app and log in

  2. Click on Pair this phone (important : it is necessary that you have already activated 2-step verification)

  3. Enter your confirmation code sent by SMS

  4. Finally, if it's not done yet, turn your notifications on by clicking on Open settings

  5. Well done, your phone is now paired with your Qonto account!

☝️ Good to know: If you haven’t paired your phone yet, you can do it now. You just have to go to the More tab of your Qonto app, select the Settings & Tools section, and click on Security. Then, all you have to do is follow the steps above.

💡 The SCA is available for phones using iOS, Android or HarmonyOS (Huawei/Honor).

💳 You have an X card? Please note that strong authentication is mandatory for payments with the X card over €60K/month.

I can't pair my phone, what should I do?

If you face any issues while pairing your phone with your Qonto app, check that:

  • The confirmation code we sent you by SMS is correct or hasn't expired (don't worry, you will be able to request a new one)

  • You have a good network

  • Your Qonto app is updated

If that doesn't work, or you have lost access to your phone (loss, theft, or new phone number), get in touch with us. Therefore, our team will unlink your phone from your Qonto account.

Can I log into my account with a phone other than the paired phone?

It is possible to log in to your account from a phone which is not the paired phone.

After entering your credentials, a confirmation request will be sent to the paired phone to authenticate the login attempt.

You will then have the option to mark the phone as a trusted device for 90 days.

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