Companies primarily engaged in the following industries are not allowed to open a Qonto account:
Accessibility diagnosis (Ad'Ap)
Activities related to the sale of products based on cannabis or its derivatives (leaves, flowers, resin, CBD, HHC) with a THC content of more than 0.3% for the companies in France and 0.2% for the companies in Germany, Italy and Spain or not indicated.
Activities related to the mining industry
Activities related to Energy Efficiency Certificates (CEE)
Any illegal activity
Auction houses, artwork Selling
Cartomancy, fortune-telling, clairvoyance, astrology, tarology
Casinos and gambling
Financial/fiscal agent activity if not registered with a regulator
Holding a marketplace
Insurance brokerage activity if not registered with an administration
Management of funds, portfolio, and collective investments if not registered with a regulatory authority.
Military activities, including the sale of weapons, military vehicles, and their copies
Mining, staking, creation and/or marketing of NFTs, blockchain development, development of wallets (hot & cold wallets), decentralised exchange, PSAN activity without registration.
Money transfer platforms, remittance services, P2P ("peer-to-peer" or "person-to-person ") payment services
Online and in-store sales of industrial or cosmetic chemicals.
Online and in-store sales of protein powders, dietary supplements, and medicines
Online file sharing
Sale of mobile SIM cards and top-up cards
Sex (pornography, sex toys, escorting, prostitution)
Sale of goods/services that may harm, or damage the image, honor, or reputation of others
Striptease clubs, nightclubs
Tobacco or smoking products (e-liquids)
Trading/brokerage platform or any activity related to currencies, precious metals, gemstones, other products, securities
Unlicensed payment services (crowdfunding, crowdlending, marketplace)