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What are the eligibility criteria for the loan offers with Iwoca?
What are the eligibility criteria for the loan offers with Iwoca?
Updated over a week ago

For quick and easy financing, you can now get loans with Qonto and Iwoca!

To find out more about the offer, please read as well our article on this topic.

Do you want to take advantage of the benefits?

The first step is to check whether your company and your project meet the eligibility criteria of the partnership.

As a rule, Iwoca has the following requirements

At least 3 months of operational activity; over €22,000 annual turnover; company registered in Germany.

What documents do you need?

Depending on the loan amount, Iwoca usually requires the bank statements of the last 90 days in PDF format, the BWA and SuSa of the last two financial years and the current BWA and SuSa. For loans up to €10,000, the bank statements are sufficient.

Is Schufa information obtained?

Yes, Iwoca usesthis information to speed up their analysis. Your creditworthiness is included in Iwocas credit analysis, but it is only decisive if there are hard negatives.

Warning: Do not take any loans that you cannot repay.

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