The Employee has a more restricted access than the Manager which comes with a certain level of delegation. The role you will assign to your employee or team lead depends on your organisation's particular needs.
We describe below a couple of use cases that will help Admins and the Account Holder decide what's best for their company.
I want my team leads to handle the expense management for their own team and I trust them to spend the company money in line with the pre-agreed company policies. - You can assign them the Manager role, it will allow your team leads to independently manage the spending for their team.
I need my team lead to be able to create cards for their team. - You will need the Manager role, as users with the Employee role can't create cards. One thing to keep in mind is that the Manager is in liberty of creating any cards and setting the limits on its own for their team. All of which information is available for the Admins and the Account Holder to see under the Cards tab on the Qonto account and they can freeze cards easily if ever needed.
I want to approve all outgoing transfers. - We suggest the Employee role in this case, as the user with the Manager role has the independence to make transfers without having you first approve it. That said, as an Admin or Account Holder, you will still able to check all transactions that the Manager does under the History tab on the Qonto account. We also suggest that you could have clear guidelines in place on how Managers and their team can spend the company money.