The top-up by card feature is available on all plans for organisations who haven't added money to their account yet. The feature can be used once per existing organisations and it is currently available on desktop or your mobile app.

During the registration process

At the end of the registration process, you are presented with two optional steps for getting started fast and easily: order your card and top up your account by card. At this point, you can choose to top up your account by card following the three steps below.

After the registration process

If you haven't used the top-up by card feature during the registration process (see above), you can choose to come back to it at a later point as long as you haven't used any other means of adding money to your account, like transferring money into it from another bank account or receiving a payment.

You can top up your account on the Accounts page in a few clicks.

If you have another plan than the Basic and you haven't added money to your account yet, you will receive an email 1 day after your account has been validated about the possible ways of topping it up. You will be able to access the top-up by card feature from this email on desktop and go through the top-up flow above in your Qonto account.

☝️ Good to know: Using the top-up by card feature, the money will appear instantly on your Qonto account if the transaction was successful. You will be able to start using it (e.g send money out of your account) once your account has been validated, it usually takes up to 5 to 6 hours from the account opening.