How to do a capital deposit with a variable capital ?
Updated over a week ago

📌 *Before registering, please read our conditions of eligibility for the capital deposit service.*

Variable capital is the opposite of the fixed capital found in most company creations with Qonto.

It allows the share capital to be increased or decreased without having to amend the bylaws, which can be particularly useful during the life of a company. It is therefore possible to start the company's activity with less capital and gradually increase it.

ℹ️ Please note that variable capital and partial release are not compatible.

Variable capital in short

For example, let's take the case of a capital increase in a SARL with variable capital, whose subscribed capital is 5,000 euros. The minimum capital is 500 euros and the maximum capital is 10,000 euros.

If the SARL decides to increase its share capital to 8,000 euros, no fees or formalities are required.

However, if the SARL decides to increase its share capital to 12,000 euros, it will be necessary to file a capital increase request.

How to proceed?

The company's bylaws must include a clause allowing the company's capital to vary. This allows the capital to vary flexibly within set limits.

Three parts should be mentioned:

- Subscribed/initial capital: corresponds to the amount deposited by the shareholder(s).

- The "minimum" share capital or floor: corresponds to the amount below which associates may not go (⚠ it may not be less than 10% of the subscribed/initial share capital).

- The "maximum" share capital or ceiling: corresponds to the maximum amount.

In the case of contributions in excess of €100,000, additional documents may be requested by our team.

💡 Good to know

It may be worthwhile to opt for an SAS with variable capital when starting up a business. For more information, see our blog article.

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