The Qonto current account is currently available to French, Italian, Spanish and German companies formed with the following legal entities :
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SA ('Société Anonyme')
SAS ('Société par Actions Simplifiée')
SASU ('Société par Actions Simplifiée Unipersonnelle')
SARL ('Société à Responsabilité Limitée')
SC & SCI ('Société civile')
EURL ('Entreprise Unipersonnelle à Responsabilité Limitée')
Affaire Personnelle Profession Libérale (Independent occupations)
Micro-Entreprise (Sole Traders or Micro-Company)
Holding (an organization who owns control of a small group of other companies) - see below
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S.s. (Società Semplice)
S.a.s. (Società in Accomandita Semplice)
S.n.c. (Società in Nome Collettivo)
S.r.l. (Società a responsabilità limitata)
S.r.l.s. (Società semplificata a responsabilità limitata)
S.p.A. (Società per Azioni)
S.a.p.a. (Società in Accomandita per Azioni)
Impresa Individuale (a K-bis is needed)
Libero Professionista and Lavoratore Autonomo
Studio associato e società di professionisti
Note: you can open a Qonto account with an Italian company just if its status is registered as "active".
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Empresarios Individual (Autónomo)
Emprendedor de Responsabilidad Limitada
Sociedad Anónima
Sociedad Anonima Laboral
Sociedad de Responsabilidad Limitada
Sociedad de Responsabilidad Limitada Laboral
Sociedad Limitada Nueva Empresa
Sociedad Limitada de Formación Sucesiva
Sociedad Colectiva
Sociedad Comanditaria por Acciones
Sociedad Comanditaria Simple
Sociedad Profesionales
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e.K./e.Kfm/e.Kfr
e.K./e.Kfm/e.Kfr
GmbH
gGmbh
UG
AG
KGaA
oHG
GmbH & Co. oHG
AG & Co oHG
KG
AG & Co KG
GmbH & Co. KG
Companies that are not yet registered (available in France only):
If your company is not registered yet, please note that you can open a Qonto account and proceed with your initial capital deposit with us (except for SCI).
As a reminder, sole traders, as well as micro-enterprises, are not required to go through a deposit capital process, since these organizations are already registered in their own name.
Foreign companies:
Foreign companies which are registered in France are allowed to open a Qonto account if the headquarter is based in Germany, Italy or Spain.
Holding companies:
Existing French holding companies, both active or passive, are fully allowed to open a Qonto account 100% online, in a few minutes.
Prohibited activities on Qonto:
Companies primarily engaged in the following industries are not allowed to open a Qonto account :
Sex (pornography, sex toys, escorting, prostitution)
Weapons, military vehicles including copies
Tobacco (including THC/ cannabidiol and eCig)
Casino, gambling
Cryptocurrencies (trading, exchanges and mining)
Fortune-telling, Astrology
Trading platforms (currencies, precious metals, gems, other commodities, securities)
Unlicenced payment services (crowdfunding, crowdlending, marketplace)
Activities related to Energy Efficiency Certificates (CEE)
Accessibility diagnosis (Ad'Ap)
Artwork Selling, auction houses
Online selling of drugs of any kind
Mobile phone top-up cards
Online File sharing
Selling of goods/services that may result in harming honor or reputation of others
Selling of proteins and medicines
Associations
All illegal activities