The Qonto current account is currently available to French, Italian, Spanish and German companies formed with the following legal entities :
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- SA ('Société Anonyme')
- SAS ('Société par Actions Simplifiée')
- SASU ('Société par Actions Simplifiée Unipersonnelle')
- SARL ('Société à Responsabilité Limitée')
- SC & SCI ('Société civile')
- EURL ('Entreprise Unipersonnelle à Responsabilité Limitée')
- Affaire Personnelle Profession Libérale (Independent occupations)
- Micro-Entreprise (Sole Traders or Micro-Company)
- Holding (an organization who owns control of a small group of other companies) - see below
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- S.s. (Società Semplice)
- S.a.s. (Società in Accomandita Semplice)
- S.n.c. (Società in Nome Collettivo)
- S.r.l. (Società a responsabilità limitata)
- S.r.l.s. (Società semplificata a responsabilità limitata)
- S.p.A. (Società per Azioni)
- S.a.p.a. (Società in Accomandita per Azioni)
- Impresa Individuale (a K-bis is needed)
- Libero Professionista and Lavoratore Autonomo
- Studio associato e società di professionisti
Note: you can open a Qonto account with an Italian company just if its status is registered as "active".
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- Empresarios Individual (Autónomo)
- Emprendedor de Responsabilidad Limitada
- Sociedad Anónima
- Sociedad Anonima Laboral
- Sociedad de Responsabilidad Limitada
- Sociedad de Responsabilidad Limitada Laboral
- Sociedad Limitada Nueva Empresa
- Sociedad Limitada de Formación Sucesiva
- Sociedad Colectiva
- Sociedad Comanditaria por Acciones
- Sociedad Comanditaria Simple
- Sociedad Profesionales
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- e.K./e.Kfm/e.Kfr
- e.K./e.Kfm/e.Kfr
- GmbH
- gGmbh
- UG
- AG
- KGaA
- oHG
- GmbH & Co. oHG
- AG & Co oHG
- KG
- AG & Co KG
- GmbH & Co. KG
Companies that are not yet registered (available in France only):
If your company is not registered yet, please note that you can open a Qonto account and proceed with your initial capital deposit with us (except for SCI).
As a reminder, sole traders, as well as micro-enterprises, are not required to go through a deposit capital process, since these organizations are already registered in their own name.
Foreign companies:
Foreign companies which are registered in France are allowed to open a Qonto account if the headquarter is based in Germany, Italy or Spain.
Holding companies:
Existing French holding companies, both active or passive, are fully allowed to open a Qonto account 100% online, in a few minutes.
Prohibited activities on Qonto:
Companies primarily engaged in the following industries are not allowed to open a Qonto account :
- Sex (pornography, sex toys, escorting, prostitution)
- Weapons, military vehicles including copies
- Tobacco (including THC/ cannabidiol and eCig)
- Casino, gambling
- A cryptocurrency (trading, exchanges, investments, mining)
- Fortune-telling, Astrology
- Trading platforms (currencies, precious metals, gems, other commodities, securities)
- Unlicenced payment services (crowdfunding, crowdlending, marketplace)
- Activities related to Energy Efficiency Certificates (CEE)
- Accessibility diagnosis (Ad'Ap)
- Artwork Selling, auction houses
- Online selling of drugs of any kind
- Mobile phone top-up cards
- Online File sharing
- Selling of goods/services that may result in harming honor or reputation of others
- Selling of proteins and medicines
- Associations
- All illegal activities