The Qonto current account is currently available to French, Italian, Spanish and German companies formed with the following legal entities :
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SA ('Société Anonyme')
SAS ('Société par Actions Simplifiée')
SASU ('Société par Actions Simplifiée Unipersonnelle')
SARL ('Société à Responsabilité Limitée')
SC & SCI ('Société civile')
EURL ('Entreprise Unipersonnelle à Responsabilité Limitée')
EIRL (Entreprise Individuelle à Responsabilité Limitée)
EI (Entreprise Individuelle)
Affaire Personnelle Profession Libérale (Independent occupations)
Micro-Entreprise (Sole Traders or Micro-Company)
Declared association ('Association Enregistrée')
Holding (an organization who owns control of a small group of other companies) - see below
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S.s. (Società Semplice)
S.a.s. (Società in Accomandita Semplice)
S.n.c. (Società in Nome Collettivo)
S.r.l. (Società a responsabilità limitata)
S.r.l.s. (Società semplificata a responsabilità limitata)
S.p.A. (Società per Azioni)
S.a.p.a. (Società in Accomandita per Azioni)
Impresa Individuale (a K-bis is needed)
Libero Professionista and Lavoratore Autonomo
Studio associato e società di professionisti
Cooperativa
Associazione
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Empresarios Individual (Autónomo)
Emprendedor de Responsabilidad Limitada
Sociedad Anónima
Sociedad Anonima Laboral
Sociedad de Responsabilidad Limitada
Sociedad de Responsabilidad Limitada Laboral
Sociedad Limitada Nueva Empresa
Sociedad Limitada de Formación Sucesiva
Sociedad Colectiva
Sociedad Comanditaria por Acciones
Sociedad Comanditaria Simple
Sociedad Profesionales
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e.K./e.Kfm/e.Kfr
e.K./e.Kfm/e.Kfr
GmbH
GmbH i.G.
gGmbH
gGmbH i.G.
UG
UG i.G.
gUG
gUG i.G.
AG
KGaA
oHG
GmbH & Co. oHG
AG & Co oHG
KG
AG & Co KG
GmbH & Co. KG
Companies that are not yet registered (available in France and Germany only):
If your company is not registered yet, please note that you can open a Qonto account and proceed with your initial capital deposit with us (except for SCI).
As a reminder, sole traders, as well as micro-enterprises, are not required to go through a deposit capital process, since these organizations are already registered in their own name.
Foreign companies:
Foreign companies which are registered in France are allowed to open a Qonto account if the headquarter is based in Germany, Italy or Spain.
Foreign companies which are registered in Italy are allowed to open a Qonto account if the headquarter is based in France, Germany or Spain.
Holding companies:
Existing French holding companies, both active or passive, are fully allowed to open a Qonto account 100% online, in a few minutes.
Prohibited activities on Qonto:
Companies primarily engaged in the following industries are not allowed to open a Qonto account :
Accessibility diagnosis (Ad'Ap)
Activities related to drugs, cannabis-based products, or derivatives of any kind (including THC, CBD, Hemp, and cannabidiol)
Activities related to the mining industry
Activities related to Energy Efficiency Certificates (CEE)
Any illegal activity
Auction houses, artwork Selling
Cartomancy, fortune-telling, clairvoyance, astrology, tarology
Casinos and gambling
Factoring
Financial/fiscal agent activity if not registered with a regulator
Holding a marketplace
Insurance brokerage activity if not registered with an administration
Management of funds, portfolio, and collective investments if not registered with a regulatory authority.
Military activities, including the sale of weapons, military vehicles, and their copies
Mining, staking, creation and/or commercialization of NFTs, blockchain development, development of wallets (hot & cold wallets), decentralized exchange, PSAN activity without registration.
Money transfer platform, remittance service, P2P ("peer-to-peer" payment service)
Online and in-store sales of industrial or cosmetic chemicals.
Online and in-store sales of protein powders, dietary supplements, and medicines
Online file sharing
Sale of mobile SIM cards and top-up cards
Sex (pornography, sex toys, escorting, prostitution)
Sale of goods/services that may harm, or damage the image, honor, or reputation of others
Tobacco or smoking products (including THC, CBD, and eCig)
Trading/brokerage platform or any activity related to currencies, precious metals, gemstones, other products, securities
Unlicensed payment services (crowdfunding, crowdlending, marketplace)