Qonto cards are personal and can be adapted to all member needs. The Admin of the Qonto account or the Manager (for their team) can limit the card payment and withdrawal capabilities of the members of his company.
For more flexibility, these limits can be modified at any time from the section ‘Business Account’, click on ‘Cards’. Any changes will be taken into account in real-time.
Calendar month : what does it mean?
The payment and withdrawal limits for all your cards (physical and virtual) work on the principle of the calendar month system. This means, the budget limit on each card is automatically reset on the 1st of each month. Therefore, you get your full budget again when a new month begins.
☝️ If the maximum limit of your card is reached, limit visible on your application, we do not have the possibility to increase it. In order to have more capacity, you have the option to order an additional card.
Choose a card that suits your needs.
With a One card:
Pay up to €20,000 and withdraw up to €1,000 per calendar month
With a Plus card:
Pay up to €40,000 and withdraw up to €2,000 per calendar month
With an X card:
Pay up to
Withdraw up to 3 000€ / month
(💡If you are registered to a german account, you can benefit from higher withdrawal limits. Please klick here for more information)
Note: The Plus and the X cards are only available on our new platform. You can order it if your RIB starts with QNTO.
How to change the payment and withdrawal limits of a card?**
During the card creation
From the section ‘Business Account’, click on 'Cards', click on Create card
Choose between a physical card, virtual or Flash*card
Then choose the payment and withdrawal limits of the new card in the Card settings section
Of an existing card
Select the card that you want to change the limits in the Cards section.
Click on Update in card settings
Then, update your limits in the following window. You can only update the limits of the activated cards
Other options can be set up on your card. For more information, click here.
* Available on Business (Advanced) and Enterprise Plans only.
** Available only for physical cards