If your main activity involves crypto-assets, and in particular if its corporate purpose is:
Keeping or accessing crypto-assets;
The purchase/sale of crypto-assets for legal tender;
The exchange of crypto-assets for other crypto-assets;
Operating a crypto-asset trading platform.
then you can open an account with Qonto for your corporate expenses (e.g. salary payments, bill payments, etc.)!
⚠️ On the other hand, you cannot use your Qonto account to collect funds on behalf of third parties for activities related to your clients buying/selling crypto-assets, and/or operating a platform.
For the actors concerned, you must be registered or licensed to carry out your activities under local law (e.g. registration of PSAN with the AMF).
Finally, two important clarifications:
Clients whose main activity is to provide investment advice on crypto-assets or blockchain can also open an account with Qonto provided they are registered with the ORIAS.
Not all activities related to digital assets are allowed (mining, NFT, metaverse, blockchain...).Qonto will proceed to a case-by-case analysis. An additional analysis will be conducted by our compliance team resulting in an extended delay (over 24h) for the processing of these registrations.