Today, Qonto is the European leader for Finance Management for SME and freelancers that allows you to proceed to the capital deposit of your company online.

As we are always as transparent as possible, in comparison to the traditional players, you will find below the steps and to verifications necessary to do your capital deposit with Qonto.

You will get two versions of your certificate (digital copy and original paper) in order to facilitate your registration at the Guichet unique.

These are the steps you will follow:

⚠️ When registering on our site, you must indicate only cash subscribers (sum of money).

Contributors in kind will be added to the account once the account is created.

You begin your capital deposit by filling up the online form here. We will need the following documents:

Choose the pricing adapted to your situation, including the fees linked to the capital deposit and your Qonto subscription (see the pricing here).

👩‍✈️ Your bylaws include several associates? We need their supporting documents to validate your application and go to step 2.

☝️ Make sure that you fit all the eligibility criteria before starting your registration for the capital deposit. This will allow you to finalize your register lightning fast ⚡️.

As soon as we receive all your information, your application will be checked by our dedicated team within 24 hours.

Once your application is accepted, you will proceed to the next step.

Your application has been accepted, it is now time to proceed with the deposit of the cash contributions !

A temporary, and nominative, deposit account is allocated to each associate in order he can make the payment of his contribution by wire transfer.

ℹ️ Each associate receives his deposit IBAN by email. The account owner can also retrieve the IBANs and follow the progress of the payments on the Qonto customer area.

To make this step easier, see our Rules and advices on the payment of contributions 🚀

If you opt for instant SEPA transfer, we'll immediately receive the transfer(s). ⚡️ Otherwise, it can take up to 48 hours (depending on the bank transfer delays).
After receiving the transfer(s), we'll check the origins of the funds, and let you proceed to step 5.

☝️ Make sure that all the associates do the transfer at a similar date. This will prevent you from delays, waiting for all the funds.

The funds' origin has been checked and validated!

We will send you and deposit request under 24 open hours and will await your online signature.

As soon as the deposit request is signed, we will transfer the funds to the notary. He will then sign your deposit certificate once he will receive the funds (within 72 business hours).

Two versions are available:

1 - The digital deposit certificate: sent by email by the notary as soon as your funds will be received by him. You can register your company online with this document on Guichet unique website.

2 - The original deposit certificate: sent by postal service by the notary within 7 open days after he receives your capital deposit.

With your deposit certificate, you can now send this document to the Guichet unique in order to obtain your proof of registration (synthèse INPI définitive, extrait Kbis or extrait INPI).

☝️ The easiest solution is to start your registration online on the Guichet unique.

💡 If you are assisted by a partner for your registration documents and your procedures for the registration of your company, you just have to complete your application on their website. Once the dossier is completed on their side (don’t forget to include your deposit certificate), they will take care of your registration through the Guichet unique.

⚠️ You must sign your bylaws before submitting them to the Guichet unique. Make sure the date you sign the bylaws is after the date on your Deposit certificate. Also, if you include the date you obtained the Deposit certificate in your bylaws, make sure it matches the date on the Deposit certificate.

Example: For a certificate signed on 01/01/2022, the bylaws must be signed on 01/01/2022 at the earliest.

To finish your capital deposit process, we need your definitive proof of registration (synthèse INPI définitive, extrait Kbis or extrait INPI). Please upload it directly on your Qonto account.

☝️ This operation needs to be done from a computer and on Google Chrome.

Once the SIREN number is recognized in the legal bases, your account will be validated and activated.

☝️ You can now download your definitive IBAN and share it with your partners.

When the restitution request will be received by the notary, the funds will be credited on your Qonto account within 72 business hours.

💡 Qonto does not deliver a certificate for the release of capital. If your accountant asks for this document, you can provide: your account statement, which will serve as proof of your capital release.

You will receive your account statement at the end of the month in which you registered, so that you can forward it to your accountant.

Discover the features of your account and order your credit card right away.

The adventure can now begin 🚀