The SEPA Direct Debit is a European payment system. It allows companies to settle and receive payments in European currencies from bank accounts domiciled within the 34 states of the SEPA zone and related areas.

There are two types of Direct debits :

  • SEPA Core Direct Debits are the most common. All you need to do is to provide your Qonto bank details to your creditor. Access this information anytime from the Direct debits section of your account. The creditor will be allowed to debit your account– you have nothing else to do!

    ☝️You can dispute a SEPA Core Direct debit if the amount that appeared in your account history seems to be wrong.

  • SEPA Direct Debits B2B are mainly used by public institutions (DGFIP, URSSAF, SIE ...). To authorize the direct debit of a B2B mandate, you'll have to upload the information on your Qonto account.

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