What happens when I order a physical card?
Once ordered, you can immediately access a digital version of your new card through your Qonto app or other digital wallets and start shopping online or in-store right away while waiting for its physical version.
1 - Online payments: You can find your new card details directly from your Qonto app and use them to pay online. Your online payments are secured via 3DS protocols, learn more about it here.
2 - In-store mobile payments: You can start using your physical card in store by adding it to Apple Pay or Google Pay in a few clicks.
Why do I need to activate my PIN code?
Once you receive your physical card, using your PIN code for the first time (physical payment or withdrawal) will allow to fully activate your card in a secured way:
The contactless payments
The monthly payment limits above 20,000€ for PLUS and X cards