Qonto provides physical and virtual Mastercard debit cards (you can have up to 5 of each if desired).
Qonto physical cards
Our physical cards can be used immediately after creation for all kinds of payments, in-store or online ⚡️ More infos here.
According to your subscription, it will include one or several free ONE cards. Check what your subscription includes right here.
You can follow the steps to order your card right here.
One Card
Free according to your subscription or 5€/month (excl. tax)
Mastercard Business Debit
Pay up to €20,000 per calendar month
Withdraw up to €1,000 per calendar month
Unlimited and free payment in Europe
2€ (excl. VAT) / withdrawal
2% foreign exchange commission on non-euro payments (and no fixed fees)
Produced from recycled ocean plastic
Plus Card
€8 / month (excl. tax)
Mastercard World Debit
Color customization: silver, black or purple
Choose between embossed or printed cards
Pay up to €40,000 per calendar month
Withdraw up to €2,000 per calendar month
Unlimited and free payment in Europe
5 free withdrawals then 2€ (excl. VAT) / withdrawal
1% foreign exchange commission on non-euro payments (and no fixed fees)
Benefit from advanced card insurance. More info here
Produced from recycled ocean plastic
X Card
€20 / month (excl. tax)
Mastercard World Debit
Benefit from a 0% foreign exchange commission on non-euro payments (and no fixed fees)
Pay up to
€200,000 per calendar month if you are enrolled SCA (Strong Customer Authentication)
€60 000 per month if you haven’t activate your SCA. We strongly advise you to activate this strong authentification, following these steps : How to pair my phone with my Qonto account?
Withdraw up to €3,000 for free, per calendar month
(💡 If you are registered to a german account, you can benefit from higher withdrawal limits. Please klick here for more information.)
Take full advantage of a concierge service available 7 days a week
Access airport lounges
Benefit from Qonto’s most exclusive card insurance. More info here
☝️ Good to know: To confirm the order of an X card, you need to first top-up your Qonto account through a simple bank transfer. Find how to do it right here.
Qonto virtual cards
The virtual card can be included in your package or charged 2€ (excl. tax) / month. They allow you to make online payments up to €20,000 per calendar month.
Find out more about it here
Qonto Online advertising cards
Online advertising card are virtual cards specifically designed to help you manage your marketing campaigns across top ads platforms and merchants like Facebook Ads, Google Ads, and other.
Find out more about it here
Qonto Instant cards
Instant cards are temporary virtual cards. They are ideal for teams’ one-off expenses. No need to share a card or pay out-of-pocket!
Find out more about it here